How Health Insurance Premium varies by Gender

Health Insurance

Did you know that your health insurance premium may vary by gender? Usually, women are at the receiving end of this discriminatory pricing. Here’s all you need to know. With the increase in medical inflation and sedentary lifestyle-induced diseases, it has become imperative to get a health insurance policy to protect yourself against the gigantic financial burden that diagnosis and treatment can incur. There are a number of factors that determine what amount of premium you’d need to pay, depending upon how susceptible you are to falling sick, to accidents or to being diagnosed with a critical illness. Premiums are determined individually for everyone because the insurance company would review your risk profile and medical history against company benchmarks, and assess if a policy would just be dead weight for them. These factors include many health-related parameters like Body Mass Index (BMI), tobacco and alcohol consumption, age, pre-existing medical conditions, family medical history. The rationale is to find out if you are more susceptible to falling ill or getting diagnosed. For instance, people with a high BMI can suffer from, or develop, diseases including diabetes, sleep apnea, and heart and joint problems. So if you have a high BMI, you […]

» Read more

What is Medical Malpractice and How Can It Affect You?

Malpractice

When individuals seek a doctor or other medical professional for care, they expect to receive the highest level of treatment. A doctor’s care should never slip below industry standards. When a doctor is negligent and causes injuries to occur, they can be held accountable. Individuals who have suffered serious injuries because of medical malpractice need to be aware of the rights they hold. What Is Medical Malpractice? Medical malpractice occurs when a doctor, hospital, or medical staff is negligent or commits an oversight that leads to injuries in a patient. The injuries may have occurred due to errors in the diagnosis or treatment of the patient. Often, injured individuals end up needing to hire this malpractice attorney to help them. What Are the Important Factors? There are three main factors that must be included in every medical malpractice claim or it is likely not going to hold up in court. The following offers insight into these factors so individuals know whether or not their case will offer enough evidence to back these factors in court. · The doctor, hospital, or medical professional must have deviated from the standard of care. As a patient, individuals have the right to expect at […]

» Read more

3 Important Reasons to Filter Your Water

Clean water

Cities spend much money and effort cleaning the water that enters your tap. Water treatment agencies add chlorine to kill harmful pathogens and fluoride to help clean your teeth on top of all the filters and cleaning systems the water goes through. However, even all this effort can leave harmful chemicals in the water. Find out the three important reasons you should filter your water. Clear Water Isn’t Always Clean Image via Flickr by ponafotkas When you look at a glass of water from the tap, you may think it looks clean. However, the water in your pipes has been on a long journey before and after it travels through your city’s water purifying system. This system doesn’t always pick up all the contaminants that dissolve in water, contaminants that can cause cancer or other diseases in humans.  The U.S. Environmental Protection Agency (EPA) regulates how much of these contaminants can exist in the water supply, but you still could be left drinking some contaminants. Additionally, not every exotic chemical is on the EPA’s list. Tap Water Can Be Hazardous to Fish Image via Flickr by osseous A small amount of chlorine and ammonium can kill pathogens but leave humans […]

» Read more

The Air Inside Your Car is More Harmful to Your Child – Know How

Car cons

Air pollution is a rising concern for people in the Indian subcontinent. A recent study published by IQAir reported that 13 out of 15 of the world’s most polluted cities are in India. With such worrying statistics, it’s natural to have health concerns. The declining quality of air is raising concerns and is affecting millions of people breathing in an apparent gas chamber. Even though air pollution is extremely bad for the health of everyone – children are the ones who are most affected. The extent is so much that 2.2 million or 50% of all children in Delhi have irreversible lung damage due to air pollution. If these numbers are heart-wrenching, you would be shocked to know how harmful air pollution is in your car and what it does to your children on a daily basis. A car air purifier in India is a necessity, and you will know why! What’s in Your Car? Air pollution outside is a menace and a cause of concern. If your child travels with you in the car often, either to school or tuitions, they are getting exposed to air pollution in worse ways. That’s not all – the air pollution inside the […]

» Read more

4 Common Methods Used To Determine Body Composition

Human skelton

Knowing your body and its ideal weight is more than just knowing your BMI (Body Mass Index). There are many methods and devices that are used to determine body composition. Having a clear idea of your body composition is the first step towards improving it. Your body composition test results can help you understand your weight and help improve your overall health. You can also achieve your fitness goals with a proper approach. Some methods are quick and easy, but they will provide you just the basic information. If that’s all you need to know, then great. There are other methods that are lengthy and require the assistance of a trained technician to administer a test. For obvious reasons, these methods are expensive, but they let you understand a lot more about your body. The Four Common Methods Used To Find Body Composition Are: 1. Skinfold Calipers Using skinfold calipers is one of the most commonly used methods. How they work is that they pinch external body fat in several places around your body. How much skinfold can be grasped by the caliper’s arm is measured, and then these measurements are used in mathematical calculations. This helps you determine the […]

» Read more
1 2 3 4 43